Custom Homes
Completely custom homes designed around your unique vision, lifestyle and land.
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Custom Home Building • La Vernia, TX
Homes built around your vision, crafted for generations
Custom Homes ◆ Spec Homes ◆ Your Land or Ours
Available Spec Homes
Move-in ready quality with room for your personal touch
Move-In Ready ◆ Near Completion ◆ Premium Finishes
Build On Your Land
From your land to your keys — we guide every step
Land Assistance ◆ Local Bank Financing ◆ Final Walkthrough
01 / 03
19+
Years of Building
40+
Homes Built
100%
Effort, Every Project
Family
Owned & Operated
Complete Custom Home Building
Nearly two decades of craftsmanship in La Vernia homes
From completely custom homes designed around your unique vision to available spec homes, F&S Custom Homes helps families build, move in, and feel good about every step of the journey.
You don't need a national franchise. Sometimes you simply need a family-owned builder who listens to what you're trying to accomplish, guides you honestly, and puts 100% effort into your home.
Why Families Choose F&S Custom Homes
Serving La Vernia Since 2006A small, family-owned builder proudly rooted in our community.
40+ Homes Built With 100% EffortQuality, craftsmanship and customer satisfaction in every project.
Financing Through a Trusted Local BankWe make the financing process smooth and straightforward.
Built Through Referrals & Repeat FamiliesWe genuinely care about the homes we build and the families who live in them.
What We Do
Our Home Building Services
Experience and flexibility — from your own land to our available locations, and every step in between.
Spec Homes
Move-in ready and near-complete homes built to the same standard as our custom builds.
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Build On Your Land
We build on your property — or help you find the right lot through our available locations.
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Financing & Guidance
A trusted local bank partner and full guidance from planning to the final walkthrough.
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Recent Work
A Few of Our Favorite Builds
Testimonials
What Homeowners Are Saying
Nothing means more to us than earning the trust of the families we have the privilege of building for.
Verified Review
F&S turned our vision into reality. From the initial conversation and planning stages all the way to the final walkthrough, we always knew exactly what was happening with our home. The craftsmanship is outstanding — every corner, every detail was done right.
MF
Google
Verified Review
As first-time builders we were nervous about the whole process. Edgar and Santiaga guided us through everything — including connecting us with their local bank for financing — and made it feel simple. We felt confident and informed every step of the way.
TN
Google
Verified Review
We already owned our land but had no idea where to start. F&S helped us plan everything and built our home exactly where we dreamed it. They kept us updated constantly and answered every question. You can feel the quality in every room.
BF
Google
40+Homes
Built
Built
Meet The Owners
Edgar & Santiaga Ruiz
Family-Owned Builders • La Vernia, TX
For nearly two decades, we've had the privilege of helping families throughout La Vernia and surrounding communities build the homes where they gather, celebrate, and make lifelong memories.
We've always believed that every successful build begins with listening, honest communication, and treating each home with the same care we would give our own. When you choose F&S Custom Homes, you are choosing a builder that genuinely cares about the homes we build and the families who live in them.
Whether you're planning a completely custom home or looking at one of our available spec homes, we would be honored to help bring your vision to life.
- Honest communication
- Quality craftsmanship
- Never cutting corners
- 100% effort, every project
- Guidance start to finish
- Financing help & transparency
Process
Not Sure Where to Begin?
You don't need every detail figured out before reaching out. We help you think through what to build, where to build, what can be done now, and what can wait — with honest guidance from a family that lives here too.
01
Talk It Through
A conversation to understand your vision, your land, and your budget — with honest, practical advice from Edgar and Santiaga.
Free consultation · No pressure
01
02
Plan & Finance
Custom plans and specifications shaped around your needs, plus smooth financing through our trusted local bank partner.
Transparent & straightforward
02
03
Build With Confidence
Quality construction with regular updates, then a final walkthrough together before we welcome you into your new F&S Custom Home.
100% effort · Never cut corners
03
Talk With Edgar or Santiaga
Family-owned • Since 2006 • La Vernia, TX
Start Your Build
Call Us at 210-838-5546
Quality Custom Homes, Proudly Built Since 2006
Custom homes • Spec homes • Build on your land • Financing help. Reach out today and let's explore practical options that make sense for your family, your property, and your budget.
Call or Text — Edgar Ruiz210-838-5546
Call or Text — Santiaga Ruiz830-534-8357
Service AreaLa Vernia & Surrounding Communities
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Request Received!
Thank you for reaching out to F&S Custom Homes. Edgar or Santiaga will be in touch within one business day. For anything urgent, call us directly at 210-838-5546.
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Your review helps other families find a builder they can trust — and it means the world to our family-owned team.
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